Commercial Lending
A Stated Commercial Mortgage is a great option for self-employed borrowers or any borrower that has been turned down by your local bank. Guidelines are much less stringent with these types of loans and closings can happen in as little as 3 weeks. Our Conventional Commercial Mortgage Program requires tax returns - but can close in as little as 4 weeks. We also offer 30 year fixed commercial mortgages for up to 80% Loan to Value!
Loan Amounts: $25,000 - $5,000,000
Property Types
Multi-Family
Auto Repair
Motels/Hotels
Churches
Mixed-Use
Day Care
Warehouse
Self-Storage
Retail
Beauty Shops
Mobile Home Parks
Dry Cleaner (Drop off)
Office
Funeral Home
Campgrounds
Recreational Properties
Ineligible Properties
Raw Land
Land with “Ground Up” Construction
(Any loan requiring rehab work must equal 10% or less of the property value.)
Gas Stations
( Although, we lend for both Mechanical Repair; as well as Auto Body Shops.)
Credit Scores
660 Minimum Score
(Elite Program)
600 Minimum Score
(Traditional Program)
